I got the ZR120+... Years free insurance and after the year is up insurance group 10 isn't too bad. Didn't really want a 1.4 (although the bhp ain't bad!) and the 160 is insurance group 15 so the 120+ was just right for me.
i brought the 120 cause i couldnt insure a 160 either! still its not bad at all, its about as quick as my mk2astra and that was 130bhp. got to change my wheels though, keep seeing exact copys of my car driving around! i know it stands out from the crowd as it is but it needs a personal touch!