cheaper for me having the zed garaged and would assume it would be in most cases as in insurance companies view it would be the most secure place away from vandalsim and theft so would attract a lower premium but wonga wise I don't think it is a huge difference
It sounds strange but it is a difficult question to answer. Logic would dictate that the car kept in a garage would be cheaper to insure than a car kept on a driveway but there are quote a few variables here.
I'll try and not bore you too much but insurers base their rates on claims statistics. Recently some insurers have had a worst claims loss ratio from cars kept in garages than kept on drive ways so in some cases they are charging more for a car kept in a garage.
Of course this will vary from one insurer to the next.
There is an element of that but also, garages can be away from the property where the owner lives, making it easier to gain access to with being caught.
As above most companies make it a bit cheaper if it's garaged.Also tho as above most garage doors are pretty crap & don't take a lot to force open. My garage is in my garden tho so safer than most.
I have a double garage at the back of the house, a drive at the front and a drive at the side behind 6 foot gates. For the few quid discount I get for putting the MR2 in the garege its not worth the risk as some nights I will have the Z in there while working on it. If the 2 gets damaged or nicked from out the front at least its covered, if its in the garage and nicked I doubt they will refuse cover like they would if it was the otehr way round.
Limited milage policy means I pay more on insurance than I possibly can on fuel in a year, insurance is a joke.
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