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Especially as the avarage pay out is as a total loss for £2.50!
 

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"...the old 1-20 bandings were too narrow to reflect the true cost of repairing certain models..."

I'm selectively quoting the article there, but IMO the ZS would get loaded as it can be a bit of a nightmare for insurers. They're getting written off for the smallest dings since many parts (body panels/bumpers) are no longer produced or difficult to obtain through official channels.
 
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